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🏆 Net Worth Percentile Calculator

A net worth percentile calculator shows where your wealth ranks among US households your age. Enter your age and net worth to see your percentile, the median for your age group, and the thresholds for the top 10% and top 1% — based on Federal Reserve survey data.

🇺🇸 Calculating for United States
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Where do you rank?

Your net worth percentile for ages 35–39

51th percentile

You have more wealth than roughly 51% of US households in your age group

Median for ages 35–39

$90,000.00

Top 10% starts at

$610,000.00

Top 1% starts at

$2,600,000.00

Based on the Federal Reserve Survey of Consumer Finances (2022), the most recent comprehensive US household wealth survey. Percentiles are interpolated between published data points.

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Frequently asked questions

What is the median net worth by age in the US?
Per the Federal Reserve's 2022 Survey of Consumer Finances: roughly $8k under 25, $48k at 30–34, $90k at 35–39, $135k at 40–44, $215k at 50–54, and around $300k+ near retirement. Averages are far higher because top-percentile wealth skews them.
What net worth puts you in the top 10%?
It varies dramatically by age: about $105k for under-25s, $365k at 30–34, $890k at 40–44, and roughly $2M by your late 50s. Comparing within your age group is far more meaningful than a single national number.
How do I calculate my net worth?
Net worth = everything you own (cash, investments, retirement accounts, home value, vehicles) minus everything you owe (mortgage, student loans, credit cards, auto loans). Use our net worth calculator to itemize, then come back to see your percentile.
Where does this percentile data come from?
The Federal Reserve's Survey of Consumer Finances (SCF), conducted every three years — most recently 2022. It is the most comprehensive US household wealth survey. Percentiles between published data points are interpolated, so treat results as close estimates.

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates and not financial advice. Consult a licensed financial advisor before making financial decisions.