NPS corpus at age 60
₹1,13,02,439.62
You invest ₹18,00,000.00 over 30 years at 10% expected return
Tax-free lump sum
₹67,81,463.77
Annuity purchase (40%)
₹45,20,975.85
Est. monthly pension
₹22,604.88
At exit, a minimum of 40% of your NPS corpus must be used to buy an annuity that pays a monthly pension; the remaining lump sum (up to 60%) can be withdrawn tax-free.
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